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We believe that technology should enable a better life. This is why we developed the Quality of Life Index that assesses your lifestyle and provides a personalized set of suggestions, recommendations, and references based on cutting edge medical research. Our goal is to help you lead a healthy lifestyle and get access to the best life insurance products at the best rates.

This is why we developed GAIA (Guided Artificial Intelligence Assessment) – to assess one’s health and lifestyle status in an intuitive and personal way. We’d like you to take just a few minutes (about 15) so we can understand and formulate a personalized score (QL index score) for you. Based on this assessment, we can provide advice to help you improve this score, meaning your actual, day to day, overall quality of life. Of course, this also means the potential of saving on your life insurance.

Quality of Life index

How is this QL score constructed? It’s based on our most important lifestyle factors: Movement, nutrition, sleep, emotional health, and work-life balance. The QL Index is based on the most important lifestyle factors that influence longevity and quality of life. We assess movement, nutrition, sleep, lifestyle and wellbeing. All these things are in your control and by improving your score you can not only live a better and longer life, but also save significantly on your life insurance. Note that your QLI score is not factored into the underwriting process.

1. Movement

Being active is the single most important thing for your health. It helps you control your appetite, mood, sleep and reduces the risk of major physical and emotional diseases.
So, what should you do?
150 minutes of weekly moderate physical activity – walking, jogging, cycling or swimming for instance.

Did you know?

Parks & recreation distances

Only about one in five homes have parks within a half-mile, and about the same number have a fitness or recreation center within that distance.

1/5 Homes

Screen time

Children now spend more than seven and a half hours a day in front of a screen (e.g., TV, video games, computer).

7.5 Hours

Physically inactive

28% of Americans, or 80.2 million people in the U.S, aged six and older are physically inactive.

28% people
2. Sleep

Intuitively we are all aware of the advantages of a good night’s sleep and the impact lack of sleep has on our ability to function throughout the day. Sleep is one of the basic ingredients that our body requires to function properly. Sleep deficiency will negatively impact the immune system, will result in a higher intake of carbohydrates, and will increase mortality risk, from all causes, by 15%.

So, what should you do?

Increase bright light exposure during the day and reduce blue light exposure in the evening. Try to sleep and wake up at consistent times and reduce irregular or long naps.

Did you know?

Lifetime sleep

We spend 1/3 of our lives sleeping. If you live, say, 75 years, that’s 25 years asleep.

1/3 Our lives

Sleep deprivation

35% of adults (male and female) in the United States are sleep-deprived.

35% Adults

Sleeping pills

9 million out of 209 million (5%) US adults use sleeping pills.

9 Million People
3. Emotional Health

If you are emotionally healthy you are more in control of your thoughts, feelings, behaviors, and may cope better with life’s challenges. Strong relationships in your life, reduce the risk of premature death.

So, what should you do?

Aside from strengthening the connections around you of family and friends, adopt a pet. This could counter loneliness, and depending on the kind of pet, may also encourage you to spend time outside, and increases your physical activity.

Did you know?

Family time

American families spend 37 minutes of quality time together per day. Recent survey showed American adults spend up to three hours a day on social media.

37 Minutes

Treatment for mental health

80% of people who seek proper treatment for mental health disorders experience a significant reduction in symptoms.

80% People

More friends

Survey of thousands of British adults found that having regular contact with 10 or more friends had a significant impact on an individual’s happiness level.

10+ Friends
4. Nutrition

What and how much you eat plays a central role in maintaining a healthy weight. This may even reverse chronic health conditions.

So, what should you do?

We know there are many different diets out there and it can be very confusing. However, most of the experts agree that eating “real food”, preferably homemade food, is much better than fast or processed food. Try to add to your diet whole, natural foods, fruits and vegetables, and good sources of protein. Also, reduce or eliminate sugary drinks.

Did you know?

Fast food

Since the 1970s, the number of fast food restaurants has more than doubled.

x2 Fast food rest

Food deserts

More than 23 out of 330 million Americans, including 6.5 million children, live in food deserts – areas that are more than a mile away from a supermarket.

23 Million People


An estimated 160 million Americans are either obese or overweight. Nearly three-quarters of American men and more than 60% of women are obese or overweight.

60% Friends
5. Balance

Having said all this, the quality of life is about the balance of it all – what you eat, what you enjoy, and how much you are active. In addition, finding time for yourself and others, in and outside of work, with a sense of purpose. We, at Sproutt, are aware of this important balance and can guide you to a better place.

Did you know?


36 out of 330 million in the US regularly practice yoga.

36 Million

Life satisfaction

Americans are more satisfied with their lives: On a scale from 0 to 10, people in the United States gave it a 6.9 grade on average, higher than the OECD average of 6.5.

6.9 /10 Grade

Personal care and leisure

A full-time worker in the OECD devotes 63% of the day on average, or 15 hours, to personal care (eating, sleeping, etc.) and leisure (socialising with friends and family, hobbies, games, etc.)

15 Hours a day