top of page

Your customers deserve better life insurance.

Join the Sproutt SmartLife Platform today and gain access to our suite of products and resources to unlock your full potential!

Decisions in 10
min or less

Agent portal

No case

Term and
permanent products

*Products and coverage differs and varies per carrier

What our agents are saying

The process was very straightforward and self-explanatory. The best part is that the client was able to secure the policy on the same date!

Zhaneta Gechev, Agent

Having quick issue simplified term options that quickly approve on the spot has been invaluable to my business. Busy clients get immediate coverage, and policy documents are delivered on the spot, saving everyone’s time!

Maryann, Agent

Sproutt has an easy to use e-application with a quick decision if the client qualifies. It’s also nice to have access to a live person if you have any issues. No insurance company responds back or communicates as well as Sproutt.

Doug Stacker, Temmen Insurance, Agent

Less than 10 minutes to quote, apply, and issue

Instant coverage, easier than ever

Instant-issue means that your customer can be covered, with an insurance policy in their hands, in as little as 15 minutes. No medical exams, medical records, or case management.

You and your clients demand convenience and speed. Sproutt agents can offer a fully online self-serve or agent-assisted buying modes.​

We built the Sproutt Agent Portal with convenience in mind and all the tools that agents need to be successful.

*Products and coverage differs and varies per carrier

Why Sproutt?

Sproutt delivers instant decision life insurance through our easy online application based on the customer’s lifestyle and needs.


Our instant-approval products offer coverage of up to $2M and up to 40-year guaranteed durations.


The instant-issue product is available in 49 states and applicable for customers up to 60 years old.


We offer term, whole life, and final expense products.

Instant approval

Offer consumers a superb buying experience that takes less than 10 minutes from application to policy delivery.

Payment methods

Customers can pay for the policy with a credit card or bank EFT. It’s that simple.

Cut the forms to zero

Avoid long paper applications, medical exams, and administrative slowdowns.

*Products and coverage differs and varies per carrier

Here’s why our customers love us:

At Sproutt, agents come first

bottom of page